Financial Restructuring Consultants in Dubai

Cash pressure, falling revenue, excessive debt or disputes with creditors do not have to end in closure. Businesses that act early, with a clear picture of their position and a credible plan, often recover. Those that wait usually have fewer options.

Dawn Consultancy advises owners, directors and creditors on financial restructuring. We diagnose the problem, build a realistic plan, and support negotiations with banks, suppliers and investors, including under the UAE’s restructuring and bankruptcy framework where appropriate.

Signs a business needs restructuring

Persistent cash shortfalls and delayed payments to suppliers or staff
Difficulty meeting loan repayments or covenants
Losses eroding shareholders’ equity
Creditor pressure, bounced cheques or legal claims
Dependence on shareholder funding to continue trading
An unsustainable cost base after a market change

Our restructuring services

Independent business review of financial position, cash flow and viability
13-week cash flow forecasting and short-term cash management
Turnaround planning: cost reduction, working capital release and operational change
Debt restructuring: rescheduling, refinancing and negotiated settlements with lenders
Creditor negotiations and standstill arrangements
Stakeholder reporting to banks, investors and boards
Formal options under the UAE Financial Restructuring and Bankruptcy Law, in coordination with legal counsel
Solvent exit through liquidation where the business cannot continue

Our approach

Stabilise. Get control of cash and prevent further deterioration.
Diagnose. Establish the causes and the true financial position.
Plan. Develop options with realistic projections.
Negotiate. Agree terms with lenders, creditors and shareholders.
Implement. Deliver the plan and report progress to stakeholders.

Why act early

Early advice preserves options. A business still generating cash can often renegotiate terms informally. Once legal action has started or key suppliers have stopped, choices narrow quickly. For businesses facing formal insolvency, see our insolvency and bankruptcy advisory.

Frequently asked questions

What is financial restructuring?

Financial restructuring changes a company’s debt, cost base or capital structure to restore viability, for example by rescheduling loans, negotiating with creditors, releasing working capital or bringing in new funding.

Does the UAE have a formal restructuring law?

Yes. The UAE has a Financial Restructuring and Bankruptcy Law that provides court-supervised procedures for restructuring and bankruptcy. Formal procedures are handled with legal counsel.

Can you negotiate with our bank?

Yes. We prepare the financial information and proposals banks need and support you in negotiations over rescheduling or refinancing.

Is our discussion confidential?

Yes. Restructuring advice is handled in strict confidence, which is essential to protect the business while options are explored.

Speak to our team

Speak to us in confidence about your situation. Early advice gives you the most options.

Call +971 55 441 1036, email info@dawnconsultancy.com or visit us at Office 1509, Citadel Tower, Business Bay. Contact us to arrange a consultation.

Financial Restructuring Consultants in Dubai, UAE | Dawn Consultancy